Sarah Martinez · Golden Key Realty

What would I walk away with?

Every cost of a sale itemised — commission, escrow and title, transfer tax, repairs, the loan payoff — down to the cheque you actually get.

Seller net sheet

Sale price$Mortgage payoff$Second loan or HELOC$Your listing commission%Offered to the buyer's agent%Negotiable, and no longer advertised on the MLS. Some sellers offer nothing and let buyers pay their own agent.

Estimated proceeds at closing

$471,430

Cost of selling

$58,570

As a share of price

6.2%

Loans paid off

$420,000

Your proceeds · $471,430Loan payoff · $420,000Cost of selling · $58,570

Sale price	$950,000
Listing commission	−$23,750
Buyer's agent compensation	−$23,750
Escrow / settlement fee	−$2,400
Owner's title policy	−$1,900
County transfer tax	−$1,045
Repairs & credits	−$5,000
Home warranty	−$600
Natural hazard disclosure	−$125
Total cost of selling	−$58,570
Loan payoff	−$420,000
You walk away with	$471,430

You keep about 50% of the sale price after everything, or $471,430.

Since August 2024, what a seller offers the buyer's agent is negotiated separately and cannot be advertised on the MLS. Set that line to whatever you actually intend to offer — including zero.

While you're here

Home equity

Can I borrow against the house?

Prop 13 / Prop 19

What happens to my tax bill if I move?

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