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Sarah Martinez · Golden Key Realty
I can spend $X a month. What does that buy?
The reverse calculator. Put in the payment you're comfortable with and it tells you the price range to shop in.
What does a monthly budget buy?
What $4,200 a month buys
$631,976
Loan amount
$511,976
Of that, principal & interest
$3,236/mo
Taxes, insurance & dues
$964/mo
| Principal & interest | $3,236 |
| Property tax | $579 |
| Homeowners insurance | $150 |
| Mortgage insurance | $235 |
| Your budget | $4,200 |
If rates came down a point, the same $4,200 would buy about $678,636 — roughly $46,661 more house for the same payment.
While you're here
Monthly payment
What would the monthly payment be?
Affordability
What price should I be shopping at?
Cash to close
How much money do I need on the day?
Rent vs buy
Am I better off renting?
Points buydown
Is paying points worth it?
PMI drop-off
How long am I paying mortgage insurance?
Refinance
Is it worth refinancing?
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